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The vehicle has had mechanical work performed recently
The vehicle has been for sale recently and has not sold
The insured has a previous history of auto theft claims
The insured has become recently unemployed
The vehicle’s lease is ending & may have high mileage which the insured will be charged
The insured’s Driver’s License has been recently suspended
The loan on the vehicle is delinquent and repossession is near
The police were not notified
The vehicle was stolen from an unusual location
The vehicle was stolen after the insured received a cancellation notice for insurance
The insured made recent coverage changes or was just added to the policy
The vehicle was purchased with cash and there is no receipt or the insured cannot say from whom it was purchased
The vehicle is a prior salvage
The vehicle is recovered by the insured or someone he/she knows
The steering column has not been “defeated”
The vehicle has an “anti theft transponder” yet it was stolen without the keys
The insured refuses to give a recorded statement
Late notice of the theft to the police and the insurance company
The insured cannot provide specific information about the car
The insured does not want their spouse contacted about the theft
The Theft Affidavit is not completely filled out
There is no recovery report
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