What car insurance company offers the lowest rates?

As Jeremy said its best to call around a lot.
But for me the best I found was Farmers Union. I’m 24 with 3 accidents and a speeding ticket under my belt and my premium came in at about $250 every 6 months. Other 3 or 4 places I checked where about double that. Other thing to keep in mind is the service of the insurance company. I haver very rarely heard bad things about State Farm, but they are a bit more expensive than most.
From what I have heard I would stay away from Geico - several people I have talked to have had a REALLY hard time getting paid from them.

What I did when I was shopping for new insurance is ask around my friends and family what they have used and what the impressions of the company were. Then I compared that against the quote I got form different companies. Farmer’s Union had the best price and good recommendations from my grandparents and my parents. Plus my agent knows my grandparents very well.

There’s no shortcut. You’ll just have to get car insurance quotes from the different insurance providers and comparison shop. Check the biggies like Progressive, Geico, The Hartford, and All State.

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Honestly, Progressive quoted me something like $400 / month for two cars (and we both have great driving records) – switched to Geico, and now pay $97/month. I’d use a site that will give you quotes from multiple companies once you fill out all your details (that’s what I did, and I saved BIG).

Try something generic – not company sponsored. I used http://funadvice.com/r/152dgs09rrc – third - party and not affiliated with any car insurance co.

Honestly, Progressive quoted me something like $400 / month for two cars (and we both have great driving records) – switched to Geico, and now pay $97/month. I’d use a site that will give you quotes from multiple companies once you fill out all your details (that’s what I did, and I saved BIG).

Try something generic – not company sponsored. I used http://funadvice.com/r/152dgs09rrc – third - party and not affiliated with any car insurance co.

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