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How to deal with fear of driving after a bad wreck?

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I was in an 8 car collision on the interstate about 2 week ago and my car got totaled, but I didn't get hurt badly. I believe the reason for this was because an exit ramp was backed up or it might have been some idiot just decided to stop in the middle of the road. I don't know cause I haven't gotten to read the accident report yet, but I was the 6th car in this collision. I was doing everything I should have been, going the speed limit (70 mph) paying attention, and keeping my distance (about 5 seconds), and none of that helped me to avoid this accident! I was just cruising and it happened literally in a few seconds!

Now, everytime I drive I am so jumpy if I see any other car about to do anything dumb. My husband is a little reckless when he drives and it seems like his driving has gotten worse ever since my wreck! The other day I thought we were going to wreck when he jumped a lane in heavy traffic and the person in front of put their brakes on at the same time when he was still looking behind him! I just covered my face and started to cry (I hardly ever cry... ) because I had already seen and heard the wreck in my mind like it had happened, even though it didn't. I haven't cried again, but I do see the wreck happen everytime I feel like there is a close call.

It's just like no matter how careful you are, there will always be things that you can't avoid while driving. I don't feel like I ever want to drive again, even though I know I have to. I had been in a fender bender before and was not affected like this at all! Is it normal to feel this way, I feel like I'm going to have a heart attack everytime I drive or ride! Has anyone else felt this way?