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What should I do if my boyfriend is ready for a baby?

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My boyfriend is the greatest guy I could ever ask for. After leaving an abusive relationships and was so blessed to meet the man I'm with now. We do not use protection and use the "withdrawl" method for pregnancy protection. It has worked for a year and a half so far. I know from a previous relationship that I can get pregnant. My boyfriend has expressed that he wants to have a baby. I am not sure I am ready. I have a good job and he owns a business. Financially we can afford them. However, I have never planned to have a baby until I was married and settled in a home I plan to stay in. We live in an apartment and we are not ready to get married after only a little over a year and a half. What should I do?