When my moms identity was stolen someone spent thousands of dollars out of her checking account, the bank did replace her money but it took months of headaches and conversations on the phone with the bank and it wasnt an easy process.
Afraid not....if it's a credit card, then there might be an insurance policy on that that refunds your money in case of theft, but generally, once the money is gone, it's gone.
Yeah, usually the bank will refund the money or the credit card will remove the charges. It's a pain, but yes.
