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How do I get out of this dinner invite?

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Hey guys. I have been invited to go out for dinner by a friend for her 21st birthday. It's at a really fancy restaurant. And by fancy I mean EXPENSIVE. I'm currently unemployed and literally have $3 in my bank account til next week when I get unemployment benefits :( I HATE being in this situation. I want to go out to dinner but I can't afford it. The girl who invited me has no idea of my situation, as it's not like I go around telling everyone how poor I am. How do I get out of this without looking like a poor unemployed loser, because that would be so embarassing :(