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What would the cost of my morgate depend on, and whats the average people are paying in your area?
It would depend on a number of factors:
- Your credit score
- The Loan to Value of your mortgage compared to the purchase price of your home. The more equity you put down, the better.
- The prevailing interest rates.
- Whether you fix for the duration of your mortgage or have a floater that increases over time. If you borrower $100,000 at 5.5% for 30 years, you principal and interest payment would be $567.79 per month. This number does not include PMI. You can extrapolate this number to your own balance.
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