Depends on where you are and what time of the day it is.
If its in the morning, its faster. When the kids come home from school, its slower. After 5pm it gets slower still as Netflix begins to choke the net (25% or more of US traffic alone!!!).
My settings: 20Mbit down / 5 Mbit up (comcast)
Run a speed test here: http://funadvice.com/r/bfoanmputfj
i still dont understand i read on there sites
its 20mbps and comcast fasest one is 15 mbps