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Going by these...I want included atleast these things with a cheap plan from either verizon or sprint with nights and weekends and unlimited texting. Let me know why you like the phone and send a link if possible, also obviously the carrier, I want a cell hpone but it cant be like $200 unless theres an online discount or something. Also my mom has bad credit so how are they with that?
Memory card slot(maybe idc) Camera Qwery keyboard Aim, yahoo(im messaging already in the phone) Interneet Good reception Email capable 3way
Verizon always has the cheapest messaging/calling plans so if you want a qwerty keyboard I would go with verizon. Since you want email and internet you should probably look into a blackberry, verizon has a huge variety of them so you just need to pick the one who's body you like the best. Most of their blackberries are under 200 if you are getting a new plan because you get a 2 year contract discount.
Most phone companies won't give you a cell plan if you have bad credit. They check for this. If they turn you away, perhaps you can look into a go phone. Verizon also has a prepay plan with a lot of the phones that they offer for contract plans.
