Turtles live in an aquatic environment. The average turtle spends most of its life in oceans, lakes or rivers, and it has evolved adaptations that reflect this lifestyle (for example, webbed feet with which it can swim more easily and a streamlined body). Usually, turtles only venture onto dry land when it's time to lay eggs-and when the eggs hatch, the baby turtles head straight to the water.
Tortoises are primarily land-dwelling creatures. Because they don't have to be hydrodynamic, tortoises tend to be stumpier-looking than turtles, with stubby, strong legs and a more rounded body shape. Tortoises that live in hot climates usually stay underground during the day (remember, reptiles are cold-blooded and need to protect themselves from extreme temperatures).
This is according to eHow. (http://funadvice.com/r/blpsq5t6e)
turtles mostly live around water, etc tortoises really aren't assoicated with water as much as tutles uhmmm.......yeah that's all I can thin kof right now perhaps google it or something, I think I just might later
umm turtles are smaller and dont live as long i think lol
Turtles live Jin water whereas tortoise live on land.
also the habitat they live in... desert vs tropical