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Do I have a virus?

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Ok. This started last night, when I went to log on to my moms administrative account ( I have one too, but heres seems to run faster, and is the main admin account.) which is what I always log on to, and something different happened. Something called windows guardian (my mom says its called windows vista guardian, and that she had bought it directly from an h.p. Website, but I don't know that she did.) popped up. It was a screen that had a bunch of option, such as scan my computer. Well, in the background, it was all blue screen. I did the scan thing and then closed it. Nothing. Just blue screen. Solid blue screen, and the only way we can get off her acc. Is by using the ctrl+alt+delete combo, or pressing down the off button on the computer manually. Now, when ever we log on to her account, that blue screen is there, but no windows guardian thing pops up, and to top it all off, my mom just told me that apparently, yesterday, something popped up saying we had a trojan... So great, now I think we have a trojan, and she has a blue screen. But its not on any other user account (the blue screen) except hers, the main admin. And I can't do a system restore, because our computer says that it cannot preform the system restore. So, does anyone know what we can do? Oh, one more thing, when I log on to her account, it takes like 3 minutes to load, and when I hit log off, via ctrl alt delete combo, for a split second it shows the startup menu icon, and her desktop picture, and thats it.