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Should I take up the job while I have the offer?

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I have got a job offer, I am not experienced as have not worked before and we do have financial problems. Employer may consider me having part time , if I agree to a low pay than the actula scale. For me getting experience is the priority. My problem is I have a two year old daughter. My husband can stay at home after two in the afternoon. He is not saying either yes or no to looking after my daughter if I say yes to the employer. I so ant to do the job as money is really tight but don't know if I should take up the offer or let it pass and wait till my daughter grows up. I am already 37 and jobs are hard to come by as it is for non - experienced people like me. what should I do?