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why is my money tree leaves turning yellow and sap all on the under side of them?
You may have an issue that is irreversible. Try to transplant the tree to fresh soil and keep it from being overwatered. Inspect for insects. It sounds like a fungus, though. This usually will kill the new growth first and then the older leaves. If it is dying vice-versa then you might look harder for insects or foreign contaminates.
