You need 4 years of undergraduate, 4 years of med school, 3 years of internship and 3 years of fellowship training. Med school is typically around $175,000. Before you get to med school you need prob, 80,000 for a 4 year University program. It's a substantial cost. If you qualify to borrow it, you have to eventually pay it back... which shouldn't be too hard as the annual salary is probably around half a million a year.
I dont think money really matters I think its just the college degree