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Is a condo easier to get a mortgage for?

Home prices in the bay area here are intense so I was wondering if buying a condo instead would ease the process of getting a mortgage? I have been having trouble getting into a mortgage for a home because of all of the little things that a housing cost adds. Condos are shared maintenance so I was wondering if that made for an easier mortgage?

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Answer #1

Not really. Its more dependent on your credit rating than anything else.

Condo’s are normally cheaper than full houses, so of course if your credit is not so good, or your income is not so high, it will be eaiser to get a loan for the smaller amount for the condo.

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