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How to convert a prepaid into full service phone?

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Ok let me cut to the chase here. I have this verizon cell phone, and it is so old and messed up that it drops calls every 5minutes. My boyfriend told me he wants to get me a new prepaid phone for christmas. The question I am asking is How long do I have to wait to convert a verizon prepaid phone into a full service. I heard 6 months, but my family told me something different that I didnt have to wait. so what is the truth? Another thing is where is a good place to buy a decent but reasonably priced prepaid phone?