I need my house payed for me. How do I go about this in a legal way. As I cant live at home anymore nad really need out badly
Your only options are to contact a realtor and see if you can sell your house. If you live in a part of the country where home values have decreased then you can't sell it because you may be upside down on your loan, you owe more that the house is worth. Contact your bank and ask for advise as they may be able to modify your loan.
The other option is to go to credit counseling service and they may be able to formulate a plan and call your creditors to lower your payments.
You could put the house for rent, contact a rental agency and they will market the house for you and find suitable tenants and send you a check every month. They will take some of the money to provide you with this service.
The most drastic and final option is to contact a bankruptcy attorney and file for chapter 7 or chapter 13 bankruptcy. Be ready to move because the bank will foreclose on your house if you do this and your credit will be ruined. But if your credit is already ruined anyway, go ahead and file. The bad part is nobody will lend you any money for 7 to 10 years. Good part, all your debts will be wiped out and the balances will be gone and no bank or credit company will call to collect the money so you get a clean start.
I'm not exactlly sure what you are asking...But I'll attempt to give it a shot rent out the bed rooms in your house for so much a month then your house bills will be payed, also run background check on these strangers before leting them live under your roof see if you can get on state and they provide housing, or stay in a homless shelter this gets you out and payed off. Then if you want to sell your house give the people in it a 30-90day eviction and sell it. Then you'll have cash, a temp place to stay and youre golden.
I think you are asking how to move out of your parents house and have someone else pay your rent???
If so then the only way is to move in with someone else with the understanding that you will never going to pay them rent. Unfortunetly it isn't very likely. You are going to have to get a job, save your money and find some roommates to share a place with. If you do this make sure they are very trsutworthy so they don't stick you with all of the bills.
If you find out, let me and the other 45% of Americans currently in debt know.
