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How do credit cards work??
how do credit cards work? im 17 I wanna get one when im 18 can I do that nobody in my family has ever had one but I just wanna understand the whole concept and everything…can someone please explain it??it really confusing I’ve done research but I dont really understand it …like what do I need to get one can I buy anything with it and stuff like that ?
The credit card company gives you a card, and a credit limit. You spend money that doesn’t belong to you (credit) within the limit, then you have to pay it back monthly. Any unpaid balance will accrue interest, which increases the balance (the amount you owe them) monthly. The cycle continues until you’ve paid the balance off.
You can use it anywhere its accepted.
yeah you can bye pretty much anything with a credit card. I would suggest going to a bank and asking your worker to explain it to u, make sure they realize you are serous about getting one too. Also just a warning credit cards are when you are borrowing money, its not your money so you will have to pay it back with interest. I suggest debt over credit, but thats just who I am! good luck with it all.
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