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How and where can I buy a cell-phone without parents?

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I'm 13 and really really want my own cell-phone I'm like the only girl at shcool that has to share one with her older sister. And I only sometimes get to use it. So I'm starting to save up money to just buy one myself. But I don't want to tell my parents until I already have it and explain to them how I got it and that I'm going to pay for it. I can get my other older sister to sign a paper for it or watever because yes she's 18. But can I like buy it at Walmart? Some of my friends have like virgin mobiles or Tmobile and I think they get them at walmart.