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Cell Phonesss. :p

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Important questionn;

I'm sixteen and I want to get my own cell phone plan. Yeah, I have a phone on my dads plan but he's always out of town and it gets turned off a lot bc he doesn't keep track of the bill. So could I have my own cell phone plan like in my name? Being only sixteen ..?

And, I have a Verizon phone and Verizon doesn't use sim cards so its not like I could change it out with a different companys sim .. So if I get a T-Mobile phone plan could I use my Verizon phone? It has a sim card slot ... My Verizon phone was like $300 and its not even a year old so I don't feel the need to get a new phone from T-Mobile.

Help, please and thanksss. (: