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addicit$$$
I love spendin money and I find my self livin from pay check to pay check. my bills are paid on time. but what ever money I have left over after payin my bills I spend it so fast I have no idea where it goes. I need to know how to control my urges to shop. so I dont end up in debt
Open a savings account and list it as a ‘debt’ when you’re paying bills. Every payday, put a certain amount of your paycheck into that savings account and don’t touch it (maybe 5 or 10 percent of what’s left after paying all your other bills)- remember, it’s not free money, it’s a paid bill.
In time, your savings will grow and you won’t feel quite so bad about splurging.
Try only buying something if it’s in the sale. That should decrease some of your outgoings a little. Try to save a small amount of money every week (eg 1% of your pay check goes into a jar that can’t be touhed until a certain date) Only go food shopping when you’re not hungry so you don’t end up spending more than necessary.
try buying ship stuff that will look good… on you and will last