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Marcio Garcia de Andrade is the owner, architect and founder of the 99th Floor LLC companies & the owner, architect and founder of numerous web sites in both the consumer and corporate financial services world, he started his first online financial services company while studying for his bachelor’s of finance degree at the University of Florida. http://www.marcioandrade.com/ http://www.marcioandrade.net/ http://www.marciogarciadeandrade.com