i am tired of paying 10 dollars for each account. I pay 10 for a saving account and 10 for forgot the other one. Both debit cards.
*All* banks charge fees in one form or another - if they didn't, they wouldn't be able to stay in business. Be wary of banks that offer *no fee* policies and read the fine print. Some banks that charge very low fees often lose quality of service or convenience, so if you need a bank that's open later hours, don't expect it to happen with a low-fee bank.
I have to ask, though ... why do you have 2 debit cards? All you need is a chequing account with a debit card and a savings account that links to it - you can use the same card for both accounts. Keep in mind, also, that many savings accounts are set up to charge you for withdrawals - they're *savings* accounts, not *holding* accounts ... they are there to encourage you to save and will often penalize you for taking money out.
Stop using 'Banks'. Credit Unions are MUCH better, and mine really doesn't charge fees. No annual fee, no monthly fee, no per-check fee, no fee for debit card use (but other banks' ATMs that give me cash might charge me), no fee if money is pulled from my savings account. And no fees on the credit card issued through them.
They do charge for NSF checks that can't be covered from my savings account.
Also credit unions are usually easier than banks to get a loan from, as long as you have a reg. job. I got a car loan from them after 6 months with them, and recently a house loan.
I don't understand why ANYBODY uses banks. It MUST be for free pens or something.
i know the debit card was a mistake. when i went there it was my first time and didnt understand a crap the lady was saying so i just nodded my head. but i cancelled it today. I dont care about if they have short business hours. i dont need to use it much just to keep it safe.thanks colleen.