Funadvice Logo
Explore Join
More Finance, Jobs & Money Questions

BANK questions! Please help.

Specifically concering OVERDRAFTS. I’ve had my first bank card a month ago and I’ve gotten 4 overdrafts so far. (They were all from the same day) because no one told me about how a debit card WOULD NOT decline even if I don’t have money. I work as a cashier and whenever a customer doesn’t have money on their cards, it would always say decline so I of course assumed that the same thing would happen to me. Anyways, the question is when I checked my account online today, it says that I am at NEGATIVE (-2.34) TWO DOLLARS AND THIRTY FOUR CENTS. But there is currently no overdraft notice or fee and I believe it is because it’s a Sunday and most banks aren’t opened today. So I went to the ATM machine half hour ago an deposited $3.00. Now my account online says POSITVE $.66 SIXTY-SIX cents.

Do you think I’m good? Or will I still be charged once the bank opens up again?

Become an Expert →
Answer #1

I WISH I FOOLED THEM. If not then I’m screwed. My first few overdrafts, I already walked into the bank, pissed as hell, and went bad. So they let those fees go and I didn’t have to pay. I don’t want to pay this time either. Fast food places always fukc me over because the transaction doesn’t show up until like 5 days later.

Answer #2

Oh and one more thing. Are banks opened on memorial day?

Answer #3

Most banks aren’t open on memorial day. I don’t know how you are with your money but if you can’t control yourself then you shouldnt have a debit card. De[ending on your banks policies you may or may not be charged for an overdraft…talk to them, they will beable to help you

Answer #4

Looks like you’ve fooled the banking world and stole money, you are a genius lol

More Like This
Ask an advisor one-on-one!
Advisor

Middlefield Bank

Banking, Financial Services, Investments

Advisor

Troy Banks

Utility Audits, Telecom Audits

Advisor

Capitec Bank

Banking, Finance, Scholarships

Advisor

Axios Credit Bank Ltd

Banking, Financial Services, Investment

Advisor

Credit Repair Help

Financial Services, Credit Counseling, Personal Finance