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Rental or Buy in San Francisco?
I came across an inheritance that I want to use to buy a house. I love the city (SF) and I would love to buy something but it seems so expensive. A rental seemed to be cheaper than buying a home even though people keep telling me that it should be the other way around. San Francisco’s housing market is really over-inflated though. Should I just rent a home for now, or is there a better way to buy a house that won’t have my mortgage at four thousand plus a month?
Invest the money in seperate retirement accounts, 401(k) and IRA. Then watch it accumulate some interest, give you all the right tax breaks, and after a year or so when the market cools off, start shopping around. You can look into forclosures as well, but make sure you get an appraiser to ensure that you’re really getting at least 20% or more below market value.
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