what is the easiest way to pay off a pay day loan. do I get another one higher to pay off that one then have monies left over to pay more bills that I don't have money for.
Your family is going to have to take a realistic look at your predicament. Payday loans will get you into trouble fast, especially the way you are thinking of them.
I would suggest that you get together with all adult members of your family (including your 20-yr old daughter) and all try for some type of job - food service, mowing lawns, factory work, delivering newspapers, any legal jobs - whatever it takes. And use family to watch your son until you get caught up. Pare down your expenses. Create a budget. Cut out unneeded expenses.
If you are about to get behind in payments, creditors are more sympathetic if you contact them. If things get bad, decide what to dump. You need food, shelter, transportation, medicine. You don't need new clothes (except your son, who is growing), car, or new anything right now. After you get back on your feet, then think about these things.
Good Luck!!
A payday loan is a quick loan, usually unsecured and has high interest rates. If you have a payday loan, you you need to pay it off in two weeks, get it paid off. If you're seeking ways to pay it off, and you've put yourself in a situation where you've taken too much of your paycheck and are looking at a very nasty affect, look around your home. Do you have gold or silver you could sell? In today's market, that will get you some pretty good money. Whatever you do, pay that payday loan off as quickly as possible. http://funadvice.com/r/159j05670ec
The guy above is right, although maybe a bit blunt. Stop spending money you don't have. If you can't pay cash for something then don't buy it. That should be an incentive to work harder and to make better purchasing decisions.
For now, stop spending anything except on what you absolutely NEED. Everything else should go towards paying off that loan.
Don't do it again! :)
Get same day payday loans in a few minutes of submission of an application. You will get in a hassle free manner and requires no paper documentation, and no emailing is necessary.
