I have a lot of student loans, bills/tickets, and things that have gone to collections. I am trying to start over, but I dont know the best way. I have dreams of in the next 10 years buying a house, and things like that... But I have to start changing now. I have been thinking about filing bankruptcy or is there a way to consolidate it all??
Any and all info is helpful
You can ask for consolidation, but if your credit is bad, you'll most likely be denied.
The best way out of this is to tackle the biggest bill first - make the biggest payments possible, while making only the minimum payments on everything else...once that's paid off, move on to the next one.
You have to peg them off one by one, otherwise you'll get nowhere.
you should contact a qualified and dedicated debt consultant. they work with your creditor to reach mutually acceptable settlements that will save your money and time, and enable you to discharge your debt.
they helped my friend with her credit card debt and saved her from bankruptcy.
you should call Credit Card Relief toll free on 877-867-3090
Ichi~ I will try that thanks,
Faintcream~ Yah I have two already.. thanks.. any other BRILLIANT ideas??
heres one...try getting a job and save up money to pay it off...hope I helped =)