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Extended Appliance Warranty
Is an extended appliance warranty generally worth the cost?
In general no. Obviously if they replaced a lot of items than they wouldn’t make any money; the reason stores push these is because they make a lot of money off of them; sometimes they make more on the extended waranty than they do on the item itself.
I’ve tried extended warantys on cars because it sounded like a good deal but I never collected a dime. First of all, cars are a lot more dependable than they used to be and secondly anything that does go wrong isn’t covered (look at your contract closely, the big print giveth, the small print taketh away).
I have had better luck with extended waranty on electronics. I sometimes get extended warantys on electronic items that are expensive and I know that I will use a lot. I replaced my failed PDA and PSP on the extended warantys. If your item fails during the normal warnaty period having an extended waranty lets you go to a local store for replacement instead of dealing with the manufacturer so it can be a lot more convenient.
it just depends on how much you spent on that appliance like I have a $200.00 dishwasher and we had to have someone come out and look at it cause it was making some crazy noise and we asked him how much and if it would be worth it to get waranty and he said no cause by the time we pay waranty and all that we could just go buy a new one
I personally think it is I got the extra few years when I bought my laptop, because parts can be very expensive…I personally like to know I wont get a heafty bill if my appliance is faulty to replace or fix it so I always prefer to have one, just in case.
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