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As a citizen of India (?) this may not help you. But for the US ...
GO to http://www.annualcreditreport.com and request your credit report. It is fully explained here
http://www.ftc.gov/bcp/conline/pubs/credit/freereports.shtm
You can request all three on the same day or spread your visits out over several months ( I visit one every 4 months). This is totally free unless you sign up to get something. NOTE: you do not get your credit scores. I get my score through an online bank account as a free service from that bank.
ANY OTHER WEBSITE than the ones I quoted will require you to sign up for a monthly fee.
Answer this Question: "Where can I get my credit report for free?"
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Where can i get my credit report for free?
Where can i get my credit report for free?
Where can i get my credit report free?