Press ctrl-shift-c then enter "klapaucius" this will give you 1000 simoleons. If you want more at a time, enter in !;!;!; as many times as you will like after the "klapaucius" code.
I dont know about the first sims, but on the second one you press control, shift and C then you can type it in
Oh and the only chat on PS2 that is sort of for money is "freeall" which will make all items free.
or, if ur using a slightly updated version, like sims 2... its "rosebud" then "!;!;!"
Oh here for PS2 press L1+R1+L2+R2 then enter whatever cheat you want
ctrl, shift, c and type in motherlode
In that case I have no idea!
Thanks anyways :)
... On the Ps2...
Sims one that is