How to ruin someone's credit?

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  How can I find out a friends credit rating without him knowing

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  1. Jobs & Money
  2. what is my credit score?
  3. How can I get a American Express credit card with $750 credit?
  4. Can I get a loan with no credit?
  5. how can i find someones income?
  6. How to improve on our credit rating?
  7. Why do credit report sites cost money to get a credit report?
  8. Will regulary checking my credit report lower my credit score?
  9. What's the difference between credit card and charge card?
  10. How do you obtain credit?
  11. Does anyone know someone who is or has been homeless?