Orbian

## Who We Are

Welcome to Orbian Working Capital Optimisation, your trusted partner in enhancing financial efficiency through innovative supply chain finance solutions. Established in 1999 by renowned financial giants SAP and Citibank, Orbian has grown to become the leading provider of payables solutions worldwide. Our mission is to unlock working capital for businesses while supporting the cash flow of critical supplier relationships. With a robust Bank Pool funding structure established with leading global banks, we deliver the most scalable and resilient financing solutions with a truly global reach.

Over the years, our commitment to excellence has allowed us to partner with some of the world's leading companies, helping them improve their working capital in ways they never thought possible. We take pride in offering a broad range of payables solutions that are tailored to meet the unique needs of each client, ensuring that you can trade and pay on better terms with Orbian.

## What We Do

At Orbian, we specialize in providing collaborative, flexible supply chain finance solutions that are designed to optimize your working capital. Our range of services includes Supply Chain Finance (SCF) and Payment with Terms (PwT) solutions. These offerings are crafted to extend payment terms to our clients while ensuring early payments to suppliers, thus improving your Days Payable Outstanding (DPO) and overall working capital.

Our cutting-edge solutions allow suppliers to receive early payments, enhancing their Days Sales Outstanding (DSO) and improving their financial health. By offering SCF to your suppliers, you empower your procurement team to negotiate longer payment terms, thereby optimizing your liquidity without directly involving your suppliers. Orbian's proprietary Bank Pool funding structure supports programs of any size at the most competitive rates, ensuring the highest possible working capital improvement at the lowest cost globally.

## Why You Should Use Us

Choosing Orbian means choosing a partner who understands the intricacies of financial management and supply chain dynamics. We are uniquely positioned in the market as the only provider offering both Supply Chain Finance and Payment with Terms solutions based on our proprietary Bank Pool funding structure. This results in unparalleled working capital improvement for both buyers and suppliers at competitive costs.

Our platform is designed for simplicity and efficiency. The Orbian Payment Run can be configured with Buyer ERP systems, enabling seamless integration of various SCF and PwT solutions without requiring your suppliers to undertake any technical work or open new bank accounts. This flexibility allows you to choose between SCF and PwT options based on what works best for you and your suppliers, ensuring a smooth and efficient financial process.

## What Can You Ask?

We understand that navigating supply chain finance can be complex. That's why we're here to answer any questions you may have. Here are some examples of questions you can ask us:

- How does Orbian's Bank Pool funding structure benefit my business?
- What are the technical requirements for integrating Orbian solutions with my existing ERP system?
- Can Orbian solutions be tailored to suit my company’s specific working capital goals?
- How does Orbian ensure competitive rates for supply chain finance solutions?
- Are there any upfront costs involved in implementing Orbian's solutions?
- What measures does Orbian take to ensure financial security and compliance?
- How can I start using Orbian's Supply Chain Finance or Payment with Terms solutions?

Feel free to reach out with these or any other questions you might have. Our team of experts is always ready to provide you with all the information you need to make informed decisions about optimizing your working capital.