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How old do you have to be to have a credit card?

another pic of my new puppy Asked by piecutie43 over 2 years ago, 9 answers.

I am almost 14 can I have a credit card im in arizona if that helps

Shark Atack Answered by funadvice on Oct 27, 2007, 08:36PM
53985 answers

Ask your parents. I personally wouldn't let my almost-fourteen-year-old daughter have a credit card, knowing fully well that I'm the one who gets to pay for her random and useless purchases.

FYI, I didn't get mine until I was eighteen. Chances are that's how old you are when you get your first credit card.

Autumn 09 Answered by lex_icon on Oct 27, 2007, 08:36PM
1575 answers
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The usual age for a credit card is 18- you are currently still a minor, so any debts you incur would be the responsibility of your parents. Sometimes you can get your parents to give you a credit card off their account- they set the limit, and often they tell you to only use it in emergencies. If you want it to buy stuff online, you might be able to set up a debit card with your bank- it's a card that takes money you have in your account to buy stuff online.
Personally, I can't understand why you'd want one- you're 14, which means you can't be employed anywhere, so you wouldn't be able to earn enough to pay it back, and in turn, you would inevitably get yourself into debt- not a good way to go.

Best just to stick with spending what you have, rather than what you don't. If something is too expensive for you to get now, save- it's a valuable skill to learn.

Scivvy & Shorty... Answered by colourofme on Oct 27, 2007, 09:14PM
133 answers

i would say 18 but since u live in america it could b diff rulez 2 australia...i would go to the bank that you have accounts with or the bank that your parents are with n ask them about how old you have 2 b 4 a credit card.

Answered by nolimit1 on Oct 27, 2007, 09:50PM
5 answers

18, start with a student visa or mastercard. make sure you have a job or you are in trouble for life.

Scivvy & Shorty... Answered by colourofme on Oct 30, 2007, 06:15AM
133 answers

dear scragly...i like ur advice...wear in auz do u live?
i live in auz...gr8 country 2 live in...lol
xoxo

Answered by flabahhhh on Jul 20, 2008, 08:54AM

I'm 17, and have been trying every creditcard site there is. I'm going to college in a month and really would like one. I'm finding it very hard though. I'm pretty sure that the age is 18 otherwise I wouldn't keep getting turned down! ):

Answered by wilamry123 on May 12, 2009, 04:52PM

im about to b 13 and I want a cresit card badly because I cant get employed so I have no money but I get 50 bucks a week so!!!~~~

Answered by jetblue4you on Aug 13, 2009, 12:06PM

LOL, wilamry123 I am pretty sure you have to at least know how to spell credit card in order to get one. You are way too young and if your parents can afford to pay you 50$ a week then there is absolutely no reason for you to have one.

Answered by justinxtreme on Nov 17, 2009, 03:11PM

I'm 13 and I really want a credit card... I do deals online and all... for now I'm doing it on craigslist cause it doesn't require credit cards and it's a face-to-face transaction.

Meanwhile there's a lot of good deals out there at eBay and Amazon which I really want to take advantage of.

But getting a credit card I can wait until I'm 18... I have a question

I'm applying for a postpaid T-Mobile or ATT Account for my iPhone (it's unlocked). Do I have a credit scored (I know it's 0 cause I haven't borrowed anything yet) but do I have one? Cause my parent's credit score is around 650 and that's not that good I need to apply for a network. Cause I'm putting 5 lines not 3 lines (which is the limit for T-Mobile FlexPay prepaid)
Fun mail me

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