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How old do you have to be to have a credit card?

another pic of my new puppy Asked by piecutie43 7 months ago, 5 answers.
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I am almost 14 can I have a credit card im in arizona if that helps

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Thunder Robot Answered by funadvice on Oct 27, 2007, 08:36PM
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Ask your parents. I personally wouldn't let my almost-fourteen-year-old daughter have a credit card, knowing fully well that I'm the one who gets to pay for her random and useless purchases.

FYI, I didn't get mine until I was eighteen. Chances are that's how old you are when you get your first credit card.

(A rather pixelated) me Answered by lex_icon on Oct 27, 2007, 08:36PM
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The usual age for a credit card is 18- you are currently still a minor, so any debts you incur would be the responsibility of your parents. Sometimes you can get your parents to give you a credit card off their account- they set the limit, and often they tell you to 'only use it in emergencies'. If you want it to buy stuff online, you might be able to set up a debit card with your bank- it's a card that takes money you have in your account to buy stuff online.
Personally, I can't understand why you'd want one- you're 14, which means you can't be employed anywhere, so you wouldn't be able to earn enough to pay it back, and in turn, you would inevitably get yourself into debt- not a good way to go.

Best just to stick with spending what you have, rather than what you don't. If something is too expensive for you to get now, save- it's a valuable skill to learn.

Looking @ the Camera... Answered by prison101 on Oct 27, 2007, 09:14PM
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I would say 18 but since you live in america it could b diff rulez 2 australia...I would go to the bank that you have accounts with or the bank that your parents are with and ask them about how old you have 2 b 4 a credit card.

Answered by nolimit1 on Oct 27, 2007, 09:50PM
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18, start with a student visa or mastercard. make sure you have a job or you are in trouble for life.

Looking @ the Camera... Answered by prison101 on Oct 30, 2007, 06:15AM
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dear scragly...I like your advice...wear in auz do you live?
I live in auz...gr8 country 2 live in...lol
xoxo

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