Who we are

At Mortgage Rates Ontario, we are committed to helping homeowners pay off their mortgage, build wealth, and retire sooner. Our principal mortgage broker, Brent Richardson, is a Certified Financial Planner (CFP®) with over 16 years of industry experience. We pride ourselves on providing excellent, full-feature mortgages with a lot of fine print flexibility. With us, you can get a full 20% per year prepayment option and the ability to port your mortgage to a different home. We also offer lower penalties to break if you sell your home or refinance during the term. Our 24/7 online access makes it convenient for you to manage your mortgage. Inquire today for your absolute lowest rate.

What we Do

At Altrua Financial, we specialize in providing variable rate mortgages with excellent fine print flexibility. Our variable rate mortgages come with a 20% annual prepayment option and a penalty of only 3 months’ interest to break if the house is sold. Our rates depend on several qualification factors, including credit, home value, mortgage type, mortgage size, and closing date. Please note that rates may be calculated as an effective interest rate including a cashback component, equivalent to interest paid. The current variable rate range is typically 5.80% – 6.50%. Apply today for your absolute lowest rate and let us help you achieve your homeownership goals.

Why you should use us

When you choose Mortgage Rates Ontario and Altrua Financial as your mortgage broker, you can trust that you are getting personalized service from an experienced professional. We understand that every homeowner’s situation is unique, and we work closely with you to find the best mortgage solution that meets your needs and financial goals. Our commitment to transparency, flexibility, and competitive rates sets us apart from the competition. With our 24/7 online access, you can easily manage your mortgage anytime, anywhere. Let us help you pay off your mortgage, build wealth, and retire sooner.

What can you ask?

• What is the current interest rate for variable rate mortgages?
• How does the prepayment option work?
• What factors determine the qualification for a mortgage rate?
• Can I port my mortgage to a different home?
• What is the penalty for breaking the mortgage if I sell my home?
• How do I apply for the absolute lowest rate?

Choose Mortgage Rates Ontario and Altrua Financial for all your mortgage needs and experience the difference that personalized service and expertise can make in achieving your homeownership goals. Contact us today to get started on your path to financial freedom.