Does sex hurt loads?

In my school girls are talking about sex and stuff and some say it hurts loads and some say it doesnt- give me your thoughts. Also when should I start to finger .. ?
Thanks

For most girls it does hurrt some the first time-but it depends on the girl and the size of the guy. As long as you go slow and you are ready (emotionally) for sex with someone who respects you its all good. don't forget the condom!

usually for the first time or two it does hurt.. but in general it doesn't, it's supposed to feel good, or else people all over the world wouldn't do it everyday.

I personally didn't find it sore at all...I didn't have a hymen there lol - which have could possibly broke whilst horseriding or something like that..

Its mainly sore when he's breaking you in; in my case that didnt happen.

It does hurt the first two or three times, but girl, when you keep doing it, you will get used to it and trust me, eventually you will love it. No pain no gain!

yeahh the first 2 times it hurt me really bad, but the 3rd time it didn't but make sure you tell him to go fast and hard because den it don't hurt as much...lol..have fun

ok people if this girl is worried about it hurting, dont tell her it'll hurrt till the 3rd time thts just depressing. you want her to become a nun? no hun it dunt hurt that bad

okay for some people it does but my first time did NOT hurt at all it actually felt so good. I was so scared that it was going to hurt because of all the stories I heard. but they weren't true and it especially doesn't hurt as badly when your cherry is popped already, mine was from gymnastics so that's why it didn't hurt so much