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A bankers cheque is guaranteed funds -- coming from the bank, not a personal account that may or may not bounce. A banker's cheque is like having pure cash and you should be able to walk into any bank and cash it. Or if you deposit it, the money is there ijmmediately, no need to wait till its cleared but deposit it at the teller, not in an ATM.
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Answer this Question: "How do you cash a bankers cheque?"



How do you cash a bankers cheque?
Do you just put it in a bank account?
Can you just change it into cash?