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What does it mean when you file for Chapter 13 bankruptcy?
I was reading about home foreclosures, and I kept seeing references to Chapter 13 attornies and the viable option that is filing a “Chapter 13” if your home is foreclosed on. I can understand halting the foreclosure, but wouldn’t filing for bankuptcy badly damage your credit score? Are there better options when it comes to foreclosure?
Annie, I wish I knew…
Where are all the lawyers when you really need them?
M.
When you file for chapter 13 bankruptcy, it allows you to keep all of your valuable property that you may otherwise lose because of past due payments. Also, it allows you between three and five years to pay back the debt.
Here’s a page all about bankruptcy that may interest you - http://funadvice.com/r/bg8qokto52e
I hear ya.
Chapter 13 is an alternative to chapter 7, and is designed for people with a regular income.
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