Categories
- Beauty & Style
- Computers & Tech
- Education & School
- Entertainment
- Environmental Issues
- Food & Dining
- FunAdvice Community
- Gaming & Games
- General Knowledge
- Health
- Home & Garden
- Jobs & Money
- Kids
- Love & Relationships
- Music
- Nutrition & Fitness
- Parents & Family
- Pets & Animals
- Politics
- Religion & Spirituality
- Science
- Shopping
- Sports
- Travel
- Writing & Literature
Hi,
1. Get a copy of your credit report. Obtaining a copy of your credit report is a good idea because if there is something on your report that is incorrect, you will raise credit score once it is removed.
2. Pay Your Bills On Time. Your payment history makes up 35% of your total credit score. Your recent payment history will carry much more weight than what happened five years ago. Missing just one months payment on anything can knock 50 to 100 points off of your credit score.
3. Pay Down Your Debt. Your credit card issuer reports your outstanding balance once a month to the credit bureaus.
4. Don’t Close Old Accounts. In the past people were told to close old accounts they weren’t using. But with today's current scoring methods that could actually hurt your credit score. Closing old or paid off credit accounts lowers the total credit available to you and makes any balances you have appear larger in credit score calculations.
5. Stay Out Of Bankruptcy. Bankruptcy is the single worst thing that will destroy your credit score. Bankruptcy will lower your credit score by 200 points or more and is very difficult to come back from. Once your credit score falls below 620, any loan you get will be far more expensive. A bankruptcy on your credit record is reported for up to 10 years.
Good luck.
Answer this Question: "How can I raise my credit score?"
Our members said the answers on this page also answer the following questions:
Raise my credit score by 100 points, How much will bankruptcy lower my credit score, How can i raise my credit score 100 points, How to raise my credit score 100 points, How many points does a bankruptcy lower your credit score, How fast can your credit score go up, How fast can ur credit score go up?, How fast will my credit score go up, How can i raise my credit score 50 points, How fast do payments appear on credit report, Raise my credit score 100 points, How many points can i raise my credit score by paying off credit cards, How many score points can i bring up in a month, When item comes off credit report points, How many points will your credit score increase after paying off a credi, Will a personal loan help raise my credit score if i pay it off in 3 mon
Popular questions related to How can I raise my credit score?
- How can I get a truck-driving job with a felony?
- How old do you have to be to have a credit card?
- Can creditors call even after you ask them to stop?
- What's the difference between gold and platinum credit cards?
- I want to know my credit score without paying anything
- Does checking my credit score lower the score?
- Paypal + visa giftcard
- How to get a personal loan regardless of credit?
- Need $2500 fast and I have bad credit
- Bad credit / car loan / co signer?
- How can I raise 1,000 pound ($2,000) by Wednesday?
- Whats a good way to raise money really fast?
- Do you need a credit card for a hotel room?
- What is the difference between Prepaid credit card and debit card?
- Can I pay my wal-mart credit card online?
Share this question
Copy and paste this code:It will display on your blog or site like this:
How can i raise my credit score?


![We were doing what we love, raising money for a good cause. :]](http://images.funadvice.com/photo/image/97857/tiny/charity_day.jpg)
How can i raise my credit score?
HOW CAN you I RAISE MY CREDIT SCORE? I AM IN DEBT RITE NOW AND WILL BE FOR A WHILE, BECAUSE I AMNOT WORKING AND SLOWLY PAYING THINGS OFF. WHEN I CLEAR MY DEBT UP, HOW CAN I RAISE MY CREDIT SCORE? ANY ADVICE?