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Were you confronted or has the bank contacted you about that money? If it was a bank error then you are entitled to any amount that is used from your account. They cannot in anyway penalize you for their mistake. Just play dumb like you thought it was yours. I worked as a Bank teller in the past so I kinda know what I'm talking about.
If you are already in the position where you agreed to pay it back then I guess you better find someone to loan you the cash or let your account go into the negative and slowly work it back up.
Good Luck
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How can i get money in a hurry?
I have this problem that I used money that (I didn't know) was deposited into my bank account by mistake. It was an amount of 800 bucks!!! I'm a student and don't have a job as yet. What should I do? How do I come up with that money super quick?