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You may need to see a counselor over this matter. You see her as frivolous and spending everything. She may see you as a tightwad and a kill joy. Many marriages eventually break up over this very issue. Where the "tightwad" becomes angry and controlling, while the "spendthrift" becomes resentful and rebellious. You need to find a common ground and both may have to compromise. And that usually needs a disinterested party - a counsellor.
Good Luck!!
Seeing a counselor would be a good idea. If you can't afford that, perhaps you could ask a mutual friend to help. Try talking to her and telling her that it's ok to splurge every now and then, but buying a dog is an ongoing financial commitment. Tell her that if you save money for a little while, you both might be able to buy something nice that makes it worth saving for rather than spending it on various little things that aren't as rewarding. Also, unlike what babygirl220 said, there's nothing wrong with having seperate accounts. Babygirl220 you're still young, you don't realize that they might both have something to gain by seperating accounts.



What should I do my wife likes to spend all our money?
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What should I do my wife likes to spend all our money and stupid stuff. yesterday she said she had a supise for me when I got home. When I got there she had gotten a dog when we had talked about getting a dog when we could afford it does she not relize its hard enough already